NOTG - Nuggets on the Go by PropertyLimBrothers

#62: The Real Cost of Funds, Renting vs Buying & The Power of Leverage in Real Estate

The NOTG Team newly introduces the 101 series! This new series aims to break down complex real estate topics into fundamental principle, providing timeless insights that remain relevant regardless of market conditions.
In this episode, Melvin Lim, Yu Rong, Grayce and Lyndon deep-dives into the importance of interest rates in real estate investing and also what is in today’s market. Find out their take and more on this week’s Nuggets On The Go!

#61: Real Estate Investment Risks, Rental Yield vs Capital Appreciation & Resale HDB Outlook

The NOTG team talks about more intricacies surrounding real estate in Singapore! Melvin Lim, Grayce, Yu Rong, and Joan discuss deep into real estate as investments, focusing on the risks, volatility, fluctuation, and the importance of asset location. However, they also highlight the benefits, noting that real estate is a tangible asset with practical uses—such as owner occupancy or rental—and its leveraging potential. 


Speaking of rental, the team also talks about the significance of balancing rental yield and capital appreciation in property investment. Melvin shares more about a bad rental yield investment move he made. Find out what they think about HDB price trends! Are they still positioned as kick-starters into real estate investment?


All these and more on this week’s episode of Nuggets On The Go! Want to be part of the discussions about all things real estate? Feeling a bit FOMO? Then join our NOTG Telegram community at t.me/notgpd, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside the chat to answer all your questions too!
 
00:00:00 Last Episode...00:00:45 Are you a crypocurrecy investor or trader?00:03:35 Real Estate vs. Crytocurrency00:07:37 How to analyse investment potential for a unit?00:18:14 Don't live with regret00:28:03 Rental play, it's not so simple00:35:52 2024 outlook for Resale HDB Flats00:42:30 Outtakes
 
 

#60: Live Debate Special: Resale HDB vs Resale Condo!

In the market for your matrimonial home? This topic might have crossed your minds as a couple—should you purchase a resale HDB or a resale condo as your first home? Much like John and Sally who has an urgency to move-in within a specific timeframe.Have you ever wondered if the grants and subsidies from a resale HDB outweigh the value appreciation of condos over time? Is the higher barrier of entry for a condo worth it as a first home? Will you be missing out on long-term benefits when it comes to an exit from a resale HDB?If you’re like John and Sally and have been looking for answers to these questions, then stay tuned to this exciting face-off between Team HDB faces and Team Resale Condo, as they debate and dive into the decision-making process between both properties; which could help you decide which is best!
 
Watch the video on our NOTG YouTube Channel:https://youtu.be/md2rIT8e93w
 

#59: Leveraging Real Estate, Paying Down Mortgage & Property Vs Crypto

The NOTG team answers collated questions from our NOTG group chat on Telegram! Thanks to all our participants for your valuable contributions, which have culminated in this episode.
 
Melvin Lim, Grayce, Yu Rong, and Joan discuss the ripple effects of the new harmonisation rule on the perception of buyers. Because of the 'adjusted' PSF prices, it might change the way buyers look at a property's size in the future. The team also talks about the power of leveraging real estate as good debt and paying down your mortgage—should you or should you not? Find out the answers to your questions right here!
 
Want to be part of the discussions about all things real estate? Then join our NOTG Telegram community at t.me/notgpd, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside to answer all your questions!00:00:00 Introduction00:01:29 Harmonisation00:05:34 Shift in sizes after harmonisation00:07:19 Harmonisation PSF & Lentor Mansion Performance00:15:55 No 1-bedders in Lentor Mansion00:16:36 Pay down a mortgage or leverage00:24:52 What will happen if interest rates goes down.00:25:35 Money is a form of energy00:28:24 Bitcoin surpassed silver00:30:19 Leverage on good debt00:33:02 Afraid of money00:35:48 Yu Rong's bad investments00:39:05 Bitcoin is a asset00:40:46 Understand your investments00:43:31 Next Episode...00:44:00 Outtakes

#58:How to Flip & Sell Effectively, Pricing Competition and Property Buying Perspectives

Melvin Lim, Lyndon, George, and Joan continue their discussion about real estate investment and what investors need to be ready. There are several ways to capitalise on real estate—own-stay (quantum play), flip and sell, or rent, but what is it that drives the appreciation and demand to ensure a ROI? 
And on the topic of flip-and-sell, which is a popular investment strategy for New Launch buyers? When is it the right time to offload the property? Does that mean a private condo more worthwhile in terms of time, over an EC? The team analyses these topics and share their personal opinions.
 
Stay tuned for insights you don’t want to miss!

Do also join our growing NOTG Telegram community at t.me/notgpod, where you can find like-minded individuals who share the same inquisitiveness on the real estate market!
 
00:00:00 Intro00:00:59 Hunt for value00:03:37 Easy to buy, NOT easy to sell00:06:06 Advice in buying New Launches00:12:23 Hit TOP and move on.00:14:17 3-Bedder sales00:18:33 TOP effect00:31:23 Parc Central vs Tapestry00:40:18 Closing thoughts00:40:57 Outtakes

#57 Property Risks, Buying For Own-Stay or Investment & Future-Proofing A Home Purchase

Melvin Lim, Lyndon, George and Joan from PropertyLimBrothers share their opinions on the common dilemmas one may encounter when navigating Singapore’s property market. This discussion includes the continuous appreciation of landed homes, timelines to enter and exit a property, prioritising future-proofing a property purchase, accumulating an asset, and the challenges of flipping a property.Find out what deeper aspects there are to consider going into the real estate market, such as  the significance of bedroom type affecting potential profit margins. Stay tuned for another empowering banter episode of Nuggets On The Go!(00:00:00) Introduction(00:00:45) Listing Inventory for Properties in All Districts(00:06:10) Shifting to a bigger or smaller property?(00:10:23) EM/EA/Jumbo is a collector's item.(00:12:06) Choosing Resale 3-bedders over Brand New 2-bedders(00:20:07) Symphony Suites(00:26:15) New Launches in 2024. On TOP will you Stay, Flip/Sell or Rent out(00:38:13) Part 2 Teaser(00:38:40) Outtakes

#56 Outlook for Shoebox Units, Early Investments & Condo and Landed Appreciation Power

Melvin Lim from PropertyLimBrothers addresses more questions from our viewers about property investment and market trends!What is the future demand for shoebox units? Would a $100 PSF increase be as significant to larger units? Is a new launch always better than and resale? And what is the comparison between 99-year, 999-year and freehold condo and landed properties? Watch on for answers to the different conundrums our viewers face in the real estate market.More questions on property yet to be answered on Ask Me Anything on Nuggets On The Go! Do join our NOTG Telegram channel and be a part of the conversation in our community!(00:00:00) Intro(00:00:55) After COVID, why are bigger units more popular?(00:05:47) Will shoebox units gain more demand in the future?(00:12:50) Start earlier on a small unit or wait for a 2-bedder?(00:17:46) Capital Growth of Cluster landed against Pure Landed or Freehold Condo(00:27:55) Outtakes

#55 What is PLB’s MOAT Analysis | Part 2 - A Closer Look At Region Disparity & Quantum Effect

In an ideal world, cheap is often better, but there are other considerations other than quantum to take note of. Part 2 of “What is PLB’s MOAT Analysis” continues the team’s dive into its intricacies, focusing on Region Disparity and Quantum Effect. Find out what Melvin Lim, Yu Rong, George and Grayce has to say about how these elements tie together, and how property buyers can make an informed decisions when armed with the knowledge. Join them as they break down PLB’s frameworks for much easier understanding—on Nuggets On The Go!Check out Melvin’s brief introduction into PLB’s new Pacer framework on this episode on our main PLB channel as well!(00:00:00) Introduction(00:02:16) Price triumphs everything(00:07:59) Pairing Strategy(00:09:41) Hybrid Buyers(00:10:59) Exit audience(00:15:45) Why people move towards a different estate?(00:17:31) How a Buyer perceives Price Acceptability to make an offer(00:23:19) People also affect the sale property(00:24:27) Price right after renovation(00:25:56) Make your property look more 'Atas'(00:27:24) PLB latest technology(00:29:35) Hunting for an undervalued property(00:31:12) PLB's Pacer framework(00:31:36) Closing thoughts(00:31:58) Outtakes

#54 What Is PropertyLimBrothers’ MOAT Analysis?

You may have heard us refer to it numerous times on our Home Tours, but what exactly is PLB’s MOAT Analysis? How did it come about and what does it do? On this episode of NOTG, Melvin Lim, Yu Rong, George and Grayce shed light on the genesis of the framework and its enduring relevance in navigating the ever-evolving property market. Additionally, they explore the potential future for Work, Live, Play in the CCR with its proposed rejuvenation.The team dives deep into the 10 key factors that make up the MOAT analysis framework, dissecting each component to reveal how it provides insights for homebuyers seeking the best properties to buy into according to their respective needs, and to anticipate their exit plans. From its inception as the very first PLB framework, and how PLB continues to improve on this framework, ensuring that it remains a cornerstone of strategic property analysis. All these and more on this episode of Nuggets On The Go!(00:00:00) Exercise & "Oh George"(00:01:16) What is MOAT Analysis?(00:12:34) Buying a property before the MOAT Analysis framework.(00:17:29) Less investors in CBD(00:25:54) Efficient layouts(00:27:40) MOAT Analysis for Altez(00:31:54) "Sweat Factor"(00:34:24) "Have you heard about the Volume Effect?"(00:39:12) Boutique Projects for investment.(00:41:05) Next episode teaser(00:41:31) Outtakes

#53 Embracing The Future Of Real Estate With PLB’s Proprietary PropTech Tools

Many of you should be familiar with our MOAT Analysis and Trifecta Analysis from our numerous Home Tours by now. On this episode of Nuggets On The Go, Melvin talks more about our suite of proprietary in-house tech tools and how you can use them to make the right property decisions and calculations.These suite of tools, are available through our online portal and can be utilised with or without the assistance of our consultants.With these tools, you could calculate potential profits, chart your progressions, chat with our AI chat bot about anything real estate, and many more! Tune in to Nuggets On The Go and take charge of your property journey today!(00:00:00) Introduction(00:01:24) PLB Nucleus App(00:02:30) Alana(00:02:58) Disparity Effect(00:03:20) Trifecta Insights (Free Consultation)(00:04:07) MOAT Analysis(00:04:49) AI Renovation Tool(00:05:07) PLB Journey Maker(00:05:53) New Launch Portal(00:06:08) PLB Website (NOTG, Educational Videos & Services)(00:06:35) AlanaChat(00:06:46) Property Profit Analyser(00:07:04) Closing thoughts(00:08:11) Outtakes