NOTG - Nuggets on the Go by PropertyLimBrothers

#65: Rejuvenation of Jurong, The Potential of Woodlands & Evaluating Foreign Property Investments

The NOTG team continues their discussion with infrastructure development and its influence on property investment decisions. This week, they focus on regional developments, beginning with the impact of the cancelled high-speed rail project between Malaysia and Singapore and the premature hype it generated. They also explore the potential of Woodlands, highlighting the notable appreciation in property prices there over the past few years.
 
In an interesting segment, Melvin raises a few scenarios to the rest about investing in properties in neighbouring countries, given the appeal of foreign properties with lower entry barriers, their lower value, and the advantage of Singapore’s stronger currency. Tune in to hear what Joan, Grayce, and George have to say on this very interesting episode of Nuggets On The Go!
 
Want to be part of the discussions about all things real estate? Feeling a bit FOMO? Then join our NOTG Telegram community at t.me/notgpod, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside the chat to answer all your questions too!
 
(00:00:00) Average Joe(00:00:44) Jurong's Potentials(00:11:14) Woodlands' future (MRT to JB)(00:21:50) Would you buy Malaysia properties? (Singapore - Malaysia MRT Connection)(00:28:38) Currency risk investing in foreign countries(00:32:29) "Buy for what"(00:44:18) Investing in a stable country(00:48:36) Outtakes

#64: How URA Master Plan, Plot Ratios & Developments Impact Property Investments in SG

This week, the NOTG team discusses the URA Master Plan and how it can guide property investment decisions. They highlight the importance of understanding different plot zones and the development potential, as well as plot ratios determining the density of developments that might impact properties with previously unblocked views, which, in turn, could affect desirability and eventually their value.
 
Regarding the URA Master Plan, the talk of the town for the longest time has been the development of the Greater Southern Waterfront. Is it considered overhyped? Is it still too far down the road for sellers to factor it into their property’s selling quantum? What will the future hold for that area? What about other upcoming projects like the Long Island project?
 
Tune in as Melvin Lim, George, Grayce, and Joan from PropertyLimBrothers delve deep into the URA Master Plan, Land Plots, Government Land Sales, EC plots, and the foreseeable future development in Singapore Real Estate! Hear what they think about these factors and their impacts!
 
(00:00:00) Intro(00:00:36) Investing too early into a masterplan(00:08:43) Planning your future according to the Singapore's master plan(00:10:40) 2014 vs 2019 Master Plan(00:12:47) How to read the URA master plan(00:18:35) Master plan may change(00:20:59) NOTG team preferences(00:23:34) Living near schools(00:27:39) Bayshore genius master plan(00:29:47) Goverment land sales(00:34:02) Long Island master plan(00:38:19) Greater Sourthern Waterfront is it overhyped?(00:44:38) HDBs near Reflections at Keppel Bay(00:46:58) Teaser(00:47:25) Outtakes

#63: Money Supply in Real Estate, Interest Rate Movement, & The Roles Of Cooling Measures

Part 2 of the 101 series on interest rates has the NOTG team talking about the concept of money supply and its impact on real estate. They highlight how the creation of money determines the depreciation of property and eventually the depreciation of wealth.
This is all relative because of Singaporeans' holding power in property, and that Singaporeans buy properties for their own stay, rather than pure investment. So what happens to Singapore’s real estate market when there is a cut in the overall Fed rates? And how do liquid assets like bitcoin and the S&P 500 relate to real estate?
In this episode, Melvin Lim, Yu Rong, Grayce, and Lyndon from PropertyLimBrother continue their discussion on interest rates 101 in real estate investment. Find out what else they have to say on this week’s Nuggets On The Go!
 
(00:00:00) Nuggets challenge(00:00:56) Understanding M2 Money Supply(00:06:04) Singapore land size(00:10:13) Why is Singapore different?(00:15:55) The fear of interest rate increment(00:20:32) Interest rates predictions(00:27:03) Interest rates plays with emotions(00:35:38) Boom and Bust Cycle(00:38:18) Outtakes

#62: The Real Cost of Funds, Renting vs Buying & The Power of Leverage in Real Estate

The NOTG Team newly introduces the 101 series! This new series aims to break down complex real estate topics into fundamental principle, providing timeless insights that remain relevant regardless of market conditions.
In this episode, Melvin Lim, Yu Rong, Grayce and Lyndon deep-dives into the importance of interest rates in real estate investing and also what is in today’s market. Find out their take and more on this week’s Nuggets On The Go!
(00:00:00) Swensen's nuggets ice cream(00:00:50) What are the 101 Series about?(00:04:39) Introduction to Interest Rates(00:08:00) Interest Rate vs Property Price Index(00:15:07) Singapore & US Interest Rate Comparison(00:17:02) Interest rates affects buyers emotions(00:22:35) Renting or Buying?(00:29:01) It's better to buy T-bills(00:36:16) How much should you earn to beat inflation?(00:42:23) 4X Effect(00:46:21) What $1.38M gets you today?(00:48:02) OCR is the new RCR(00:53:09) SORA rates(00:54:50) "Jerome Power"(00:56:32) Part 2 Teaser(00:57:02) Outtakes

#61: Real Estate Investment Risks, Rental Yield vs Capital Appreciation & Resale HDB Outlook

The NOTG team talks about more intricacies surrounding real estate in Singapore! Melvin Lim, Grayce, Yu Rong, and Joan discuss deep into real estate as investments, focusing on the risks, volatility, fluctuation, and the importance of asset location. However, they also highlight the benefits, noting that real estate is a tangible asset with practical uses—such as owner occupancy or rental—and its leveraging potential. 


Speaking of rental, the team also talks about the significance of balancing rental yield and capital appreciation in property investment. Melvin shares more about a bad rental yield investment move he made. Find out what they think about HDB price trends! Are they still positioned as kick-starters into real estate investment?


All these and more on this week’s episode of Nuggets On The Go! Want to be part of the discussions about all things real estate? Feeling a bit FOMO? Then join our NOTG Telegram community at t.me/notgpd, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside the chat to answer all your questions too!
 
00:00:00 Last Episode...00:00:45 Are you a crypocurrecy investor or trader?00:03:35 Real Estate vs. Crytocurrency00:07:37 How to analyse investment potential for a unit?00:18:14 Don't live with regret00:28:03 Rental play, it's not so simple00:35:52 2024 outlook for Resale HDB Flats00:42:30 Outtakes
 
 

#60: Live Debate Special: Resale HDB vs Resale Condo!

In the market for your matrimonial home? This topic might have crossed your minds as a couple—should you purchase a resale HDB or a resale condo as your first home? Much like John and Sally who has an urgency to move-in within a specific timeframe.Have you ever wondered if the grants and subsidies from a resale HDB outweigh the value appreciation of condos over time? Is the higher barrier of entry for a condo worth it as a first home? Will you be missing out on long-term benefits when it comes to an exit from a resale HDB?If you’re like John and Sally and have been looking for answers to these questions, then stay tuned to this exciting face-off between Team HDB faces and Team Resale Condo, as they debate and dive into the decision-making process between both properties; which could help you decide which is best!
 
Watch the video on our NOTG YouTube Channel:https://youtu.be/md2rIT8e93w
 

#59: Leveraging Real Estate, Paying Down Mortgage & Property Vs Crypto

The NOTG team answers collated questions from our NOTG group chat on Telegram! Thanks to all our participants for your valuable contributions, which have culminated in this episode.
 
Melvin Lim, Grayce, Yu Rong, and Joan discuss the ripple effects of the new harmonisation rule on the perception of buyers. Because of the 'adjusted' PSF prices, it might change the way buyers look at a property's size in the future. The team also talks about the power of leveraging real estate as good debt and paying down your mortgage—should you or should you not? Find out the answers to your questions right here!
 
Want to be part of the discussions about all things real estate? Then join our NOTG Telegram community at t.me/notgpd, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside to answer all your questions!00:00:00 Introduction00:01:29 Harmonisation00:05:34 Shift in sizes after harmonisation00:07:19 Harmonisation PSF & Lentor Mansion Performance00:15:55 No 1-bedders in Lentor Mansion00:16:36 Pay down a mortgage or leverage00:24:52 What will happen if interest rates goes down.00:25:35 Money is a form of energy00:28:24 Bitcoin surpassed silver00:30:19 Leverage on good debt00:33:02 Afraid of money00:35:48 Yu Rong's bad investments00:39:05 Bitcoin is a asset00:40:46 Understand your investments00:43:31 Next Episode...00:44:00 Outtakes

#58:How to Flip & Sell Effectively, Pricing Competition and Property Buying Perspectives

Melvin Lim, Lyndon, George, and Joan continue their discussion about real estate investment and what investors need to be ready. There are several ways to capitalise on real estate—own-stay (quantum play), flip and sell, or rent, but what is it that drives the appreciation and demand to ensure a ROI? 
And on the topic of flip-and-sell, which is a popular investment strategy for New Launch buyers? When is it the right time to offload the property? Does that mean a private condo more worthwhile in terms of time, over an EC? The team analyses these topics and share their personal opinions.
 
Stay tuned for insights you don’t want to miss!

Do also join our growing NOTG Telegram community at t.me/notgpod, where you can find like-minded individuals who share the same inquisitiveness on the real estate market!
 
00:00:00 Intro00:00:59 Hunt for value00:03:37 Easy to buy, NOT easy to sell00:06:06 Advice in buying New Launches00:12:23 Hit TOP and move on.00:14:17 3-Bedder sales00:18:33 TOP effect00:31:23 Parc Central vs Tapestry00:40:18 Closing thoughts00:40:57 Outtakes

#57 Property Risks, Buying For Own-Stay or Investment & Future-Proofing A Home Purchase

Melvin Lim, Lyndon, George and Joan from PropertyLimBrothers share their opinions on the common dilemmas one may encounter when navigating Singapore’s property market. This discussion includes the continuous appreciation of landed homes, timelines to enter and exit a property, prioritising future-proofing a property purchase, accumulating an asset, and the challenges of flipping a property.Find out what deeper aspects there are to consider going into the real estate market, such as  the significance of bedroom type affecting potential profit margins. Stay tuned for another empowering banter episode of Nuggets On The Go!(00:00:00) Introduction(00:00:45) Listing Inventory for Properties in All Districts(00:06:10) Shifting to a bigger or smaller property?(00:10:23) EM/EA/Jumbo is a collector's item.(00:12:06) Choosing Resale 3-bedders over Brand New 2-bedders(00:20:07) Symphony Suites(00:26:15) New Launches in 2024. On TOP will you Stay, Flip/Sell or Rent out(00:38:13) Part 2 Teaser(00:38:40) Outtakes

#56 Outlook for Shoebox Units, Early Investments & Condo and Landed Appreciation Power

Melvin Lim from PropertyLimBrothers addresses more questions from our viewers about property investment and market trends!What is the future demand for shoebox units? Would a $100 PSF increase be as significant to larger units? Is a new launch always better than and resale? And what is the comparison between 99-year, 999-year and freehold condo and landed properties? Watch on for answers to the different conundrums our viewers face in the real estate market.More questions on property yet to be answered on Ask Me Anything on Nuggets On The Go! Do join our NOTG Telegram channel and be a part of the conversation in our community!(00:00:00) Intro(00:00:55) After COVID, why are bigger units more popular?(00:05:47) Will shoebox units gain more demand in the future?(00:12:50) Start earlier on a small unit or wait for a 2-bedder?(00:17:46) Capital Growth of Cluster landed against Pure Landed or Freehold Condo(00:27:55) Outtakes