NOTG - Nuggets on the Go by PropertyLimBrothers

#69: Building Capital, Investing in Companies with Dividends & Choosing The Right Stocks!

On this special episode of Nuggets On The Go, we’re joined by Willie Keng, a full-time investor who has guided numerous investors in expanding their dividend portfolios. Previously, an associate director at a prestigious private bank with a solid six-figure income, he often found himself constantly trading his time for a paycheck. His passion for financial markets was undeniable, yet the corporate environment didn’t align with his aspirations.
 
Join us as we explore his journey from his days as a materials engineering student to a lucrative corporate career and now to a full-time investor. Learn how he builds robust dividend portfolios, who inspires him and find out the strategies he adopted that have reshaped his life. See how he turned his passion for financial markets into a thriving pursuit of wealth and freedom. Be sure not to miss this enlightening episode!
 
If you’re keen to read Willie’s articles and tips on dividends, bonds, and REIT investing, visit: https://www.dividendtitan.com/

#68: 2024's Anticipated New Launches, Understanding Floor Plans and the Importance of Layout Flexibility

We’re back with part 2 of New Launch 101! George and Yu Rong talk about the most anticipated new launch condos in 2024. They discuss key factors such as proximity to MRT lines, available amenities, and new launches with potential for lower prices due to low land acquisition costs. Their discussion continues with the importance of layout flexibility in new launch condos—where new launches often offer more bedrooms within the same square footage, providing more options for potential buyers.
 
Find out more about the development of new launches in Toa Payoh, where its GLS sites are highly anticipated, and the potential of new launches in the heartlands like Bedok South, Tampines, and Pasir Ris. That being said, learn about the reasons behind price changes by developers. An interesting topic of discussion is Yu Rong’s mall tiers, ranging from basic neighbourhood malls to large, destination malls with unique offerings, and how this could potentially impact the attractiveness of a property.
 
All these enriching insights and more on this New Launch 101 episode on Nuggets on the go! Speaking of new launch condos, have you always thought of investing in a new launch condo but find yourself hesitating, afraid of making the wrong choice, or perhaps overwhelmed by the options? Compare 80+ condos in 10 hours at PLB New Launch Convention 2024 on July 7th, 10 am - 8 pm! 1 day, 10 speaking sessions with 6 keynotes by industry experts from PropertyLimBrothers, sharing exclusive PLB frameworks for choosing the right condo! Join 3,000 like-minded new launch buyers to gain exclusive frameworks to secure your dream home.
 
Early bird tickets now available at $7, sign up here: bit.ly/plbnlc24
 
(00:00:00) Intro(00:00:45) Chuan Park(00:06:07) New launch is a sure hit?(00:12:21) Lego-style construction(00:15:21) Toa Payoh GLS Site(00:18:48) Golden Mile compound(00:22:53) Bagnall Court(00:29:27) New launch surprises(00:30:27) Tiers of Shopping Malls(00:34:16) PLB New Launch Convention(00:35:59) Outtakes

#67: HDB’s Resale Portal, Pros & Cons of New Launch Condos, & Property Investment Cycles

New Launch 101! George and Yu Rong talk about all there is to know about new launch condos—their current appeal, how to buy one, its processes and risks, their pros and cons, how to analyse factors such as price comparisons, layouts and locations, buyers’ remorse and more recently, the impact of the GFA harmonisation!
 
But before that, the duo shares their thoughts on HDB’s newest resale portal, which aims to provide a more transparent and seamless transaction process for buyers and sellers, which is great news for existing homeowners! However, will it completely rule-out the assistance that a real estate agent could provide? What about when managing complex transactions, such as concurrent buying and selling, and over certain timeframes, or even when talking about portfolio planning?
 
All these enriching insights and more on this New Launch 101 episode on Nuggets on the go! Speaking of new launch condos, have you always thought of investing in a new launch condo but find yourself hesitating, afraid of making the wrong choice, or perhaps overwhelmed by the options? Then get ready to compare 80+ condos in 10 hours at PLB New Launch Convention 2024 on July 7th, 10 am - 8 pm! 1 day, 10 speaking sessions with 6 keynotes by industry experts from PropertyLimBrothers, sharing exclusive PLB frameworks for choosing the right condo! Join 3,000 like-minded new launch buyers to gain exclusive frameworks to secure your dream home
 
Early bird tickets now available at $7, sign up here: bit.ly/plbnlc24

#66: 11 Key Factors That Drive The Allure of New Launch Condos!

The Whiteboard Series is a new series on Nuggets On The Go, focusing on different segments of real estate and exploring its key points in detail. In this first episode of The Whiteboard Series, Melvin Lim, co-founder and CEO of PropertyLimBrothers talks about all things new launch condos and why these projects remain popular among homebuyers, accounting for about 50% of monthly transactions.
 
Stay tuned for an in-depth sharing on what you should know about New Launch condos. Melvin covers 11 key factors that attract buyers to new launches – the TOP Effect, Third Exit Audience, Popularity With Tenants, and Progressive Payment, just to name a few. Melvin also talks about one of the key processes of purchasing a new launch in Singapore, highlighting the importance of addressing defects before starting renovations, in view of the 1-year Defect Liability Period.
 
Find out more about these terms and understand why new launches continue to be popular, beyond just being brand new products. Tune in to hear what Melvin has to say about new launch condos in this week’s focused episode of Nuggets On The Go!
 
Want to be part of the discussions about all things real estate? Feeling a bit FOMO? Then join our NOTG Telegram community at t.me/notgpod, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside the chat to answer all your questions too!
 
(00:00:00) Intro(00:02:00) TOP Effect(00:11:01) Third Exit Audience(00:12:23) SSD(00:14:11) Progressive Payment(00:16:59) Renovation(00:20:40 Defect Warranty(00:21:42) One Year Delayed Instalment(00:22:28) No COV(00:25:59) New 99 year lease(00:29:28) New Design & Tenants Popularity(00:29:44) Closing thoughts(00:30:04) Outtakes

#65: Rejuvenation of Jurong, The Potential of Woodlands & Evaluating Foreign Property Investments

The NOTG team continues their discussion with infrastructure development and its influence on property investment decisions. This week, they focus on regional developments, beginning with the impact of the cancelled high-speed rail project between Malaysia and Singapore and the premature hype it generated. They also explore the potential of Woodlands, highlighting the notable appreciation in property prices there over the past few years.
 
In an interesting segment, Melvin raises a few scenarios to the rest about investing in properties in neighbouring countries, given the appeal of foreign properties with lower entry barriers, their lower value, and the advantage of Singapore’s stronger currency. Tune in to hear what Joan, Grayce, and George have to say on this very interesting episode of Nuggets On The Go!
 
Want to be part of the discussions about all things real estate? Feeling a bit FOMO? Then join our NOTG Telegram community at t.me/notgpod, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside the chat to answer all your questions too!
 
(00:00:00) Average Joe(00:00:44) Jurong's Potentials(00:11:14) Woodlands' future (MRT to JB)(00:21:50) Would you buy Malaysia properties? (Singapore - Malaysia MRT Connection)(00:28:38) Currency risk investing in foreign countries(00:32:29) "Buy for what"(00:44:18) Investing in a stable country(00:48:36) Outtakes

#64: How URA Master Plan, Plot Ratios & Developments Impact Property Investments in SG

This week, the NOTG team discusses the URA Master Plan and how it can guide property investment decisions. They highlight the importance of understanding different plot zones and the development potential, as well as plot ratios determining the density of developments that might impact properties with previously unblocked views, which, in turn, could affect desirability and eventually their value.
 
Regarding the URA Master Plan, the talk of the town for the longest time has been the development of the Greater Southern Waterfront. Is it considered overhyped? Is it still too far down the road for sellers to factor it into their property’s selling quantum? What will the future hold for that area? What about other upcoming projects like the Long Island project?
 
Tune in as Melvin Lim, George, Grayce, and Joan from PropertyLimBrothers delve deep into the URA Master Plan, Land Plots, Government Land Sales, EC plots, and the foreseeable future development in Singapore Real Estate! Hear what they think about these factors and their impacts!
 
(00:00:00) Intro(00:00:36) Investing too early into a masterplan(00:08:43) Planning your future according to the Singapore's master plan(00:10:40) 2014 vs 2019 Master Plan(00:12:47) How to read the URA master plan(00:18:35) Master plan may change(00:20:59) NOTG team preferences(00:23:34) Living near schools(00:27:39) Bayshore genius master plan(00:29:47) Goverment land sales(00:34:02) Long Island master plan(00:38:19) Greater Sourthern Waterfront is it overhyped?(00:44:38) HDBs near Reflections at Keppel Bay(00:46:58) Teaser(00:47:25) Outtakes

#63: Money Supply in Real Estate, Interest Rate Movement, & The Roles Of Cooling Measures

Part 2 of the 101 series on interest rates has the NOTG team talking about the concept of money supply and its impact on real estate. They highlight how the creation of money determines the depreciation of property and eventually the depreciation of wealth.
This is all relative because of Singaporeans' holding power in property, and that Singaporeans buy properties for their own stay, rather than pure investment. So what happens to Singapore’s real estate market when there is a cut in the overall Fed rates? And how do liquid assets like bitcoin and the S&P 500 relate to real estate?
In this episode, Melvin Lim, Yu Rong, Grayce, and Lyndon from PropertyLimBrother continue their discussion on interest rates 101 in real estate investment. Find out what else they have to say on this week’s Nuggets On The Go!
 
(00:00:00) Nuggets challenge(00:00:56) Understanding M2 Money Supply(00:06:04) Singapore land size(00:10:13) Why is Singapore different?(00:15:55) The fear of interest rate increment(00:20:32) Interest rates predictions(00:27:03) Interest rates plays with emotions(00:35:38) Boom and Bust Cycle(00:38:18) Outtakes

#62: The Real Cost of Funds, Renting vs Buying & The Power of Leverage in Real Estate

The NOTG Team newly introduces the 101 series! This new series aims to break down complex real estate topics into fundamental principle, providing timeless insights that remain relevant regardless of market conditions.
In this episode, Melvin Lim, Yu Rong, Grayce and Lyndon deep-dives into the importance of interest rates in real estate investing and also what is in today’s market. Find out their take and more on this week’s Nuggets On The Go!
(00:00:00) Swensen's nuggets ice cream(00:00:50) What are the 101 Series about?(00:04:39) Introduction to Interest Rates(00:08:00) Interest Rate vs Property Price Index(00:15:07) Singapore & US Interest Rate Comparison(00:17:02) Interest rates affects buyers emotions(00:22:35) Renting or Buying?(00:29:01) It's better to buy T-bills(00:36:16) How much should you earn to beat inflation?(00:42:23) 4X Effect(00:46:21) What $1.38M gets you today?(00:48:02) OCR is the new RCR(00:53:09) SORA rates(00:54:50) "Jerome Power"(00:56:32) Part 2 Teaser(00:57:02) Outtakes

#61: Real Estate Investment Risks, Rental Yield vs Capital Appreciation & Resale HDB Outlook

The NOTG team talks about more intricacies surrounding real estate in Singapore! Melvin Lim, Grayce, Yu Rong, and Joan discuss deep into real estate as investments, focusing on the risks, volatility, fluctuation, and the importance of asset location. However, they also highlight the benefits, noting that real estate is a tangible asset with practical uses—such as owner occupancy or rental—and its leveraging potential. 


Speaking of rental, the team also talks about the significance of balancing rental yield and capital appreciation in property investment. Melvin shares more about a bad rental yield investment move he made. Find out what they think about HDB price trends! Are they still positioned as kick-starters into real estate investment?


All these and more on this week’s episode of Nuggets On The Go! Want to be part of the discussions about all things real estate? Feeling a bit FOMO? Then join our NOTG Telegram community at t.me/notgpd, where like-minded individuals discuss everything about Singapore property. The NOTG team is inside the chat to answer all your questions too!
 
00:00:00 Last Episode...00:00:45 Are you a crypocurrecy investor or trader?00:03:35 Real Estate vs. Crytocurrency00:07:37 How to analyse investment potential for a unit?00:18:14 Don't live with regret00:28:03 Rental play, it's not so simple00:35:52 2024 outlook for Resale HDB Flats00:42:30 Outtakes
 
 

#60: Live Debate Special: Resale HDB vs Resale Condo!

In the market for your matrimonial home? This topic might have crossed your minds as a couple—should you purchase a resale HDB or a resale condo as your first home? Much like John and Sally who has an urgency to move-in within a specific timeframe.Have you ever wondered if the grants and subsidies from a resale HDB outweigh the value appreciation of condos over time? Is the higher barrier of entry for a condo worth it as a first home? Will you be missing out on long-term benefits when it comes to an exit from a resale HDB?If you’re like John and Sally and have been looking for answers to these questions, then stay tuned to this exciting face-off between Team HDB faces and Team Resale Condo, as they debate and dive into the decision-making process between both properties; which could help you decide which is best!
 
Watch the video on our NOTG YouTube Channel:https://youtu.be/md2rIT8e93w